Puerto Rico Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.
Just about every single state has its own minimum amount of car insurance needs. For you to abide by the law and also enjoy financial protection in case an accident strikes, it is definitely a good idea to meet that minimum requirement.
To know the minimum amount of auto insurance in Puerto Rico, check that you talk with your trusted auto insurance agent.
Looking for an easy answer on the web may leave you feeling more confused instead of satisfied. That's because every state requires its vehicle owners to have a different minimum amount of car insurance.
This means that minimum could be as bare-bones as just liability insurance which is something that shoulders the cost of any problem that you may cause to someone or something during an accident in which you are the one who is responsible.
Yes, liability insurance takes care of both bodily injury and property damage. No matter the case, one thing keeps on being true and that's liability insurance takes care of any damage that you are to blame for as a result of an accident.
In some instances, minimum amount of car insurance means having more than just liability insurance. For instance, in a state such as Puerto Rico it's enough for you to have liability insurance. Purchasing it means you can drive your vehicle in the state with utmost peace of mind knowing that you have dutifully done your part as a law-abiding citizen.
Unfortunately, in other states purchasing liability insurance is not equivalent to having the minimum amount of car insurance needed.
In some states, for instance, car owners are required to buy what's known as personal injury protection or PIP. Put simply, this type of auto insurance coverage takes care of the health bills needed by you or your passengers as a result of an accident.
There are also states in which vehicle owners are required to purchase uninsured or underinsured motorist insurance aside from liability insurance. With this additional requirement, the vehicle insurance company will protect you financially just in case you end up in an accident with a car owner who does not have any or has only limited car insurance coverage.
As you can see, the minimum amount of auto insurance tends to differ from one state to the other. It is therefore important for you to meet with your car insurance agent to make sure that you are not disobeying the law.
In Puerto Rico as well asother states, there are many add-ons available that you can buy to become a part of your already-existing auto insurance policy. Meaning to say, they are optional. It is adviced for these add-ons to be purchased if you feel that you may benefit from them in the future by shielding you from having to pay out of pocket harm that may stem from a vehicle accident, whether or not you're the one who is at fault.
For instance, there's what's known as collision coverage as well as comprehensive coverage. These additionals can help to cover damages to your auto no matter if it's obtained on or off the road.
Here's one interesting fact: despite of what it's know, comprehensive insurance is not as comprehensive enough as to cover just about any damage to your car. It is a type of vehicle insurance that takes care of damage to your car due to events that are beyond your power. Some common examples include hailstorms, fires, earthquakes, uprising and accidents concerning animals.
Definitely, the more add-ons you purchase the more money you will need to spendon a monthly basis. Provided that you purchase additional coverage tactically, it's something that can in fact efficiently protect you financially. As a vehicle owner, you can never be too convinced. You may be a very careful driver alright, but what about other drivers? And also what about those so-called acts of God that you cannot avoid no matter what you do?
When looking for elective coverage, consult your preferred auto insurance agent to know what your selections are.
While doing that, don't forget to inquire about how to keep your monthly premiums low. Yes, there are steps that may be taken by a vehicle owner in Puerto Rico like you to keep those monthly insurance bills easier on the bank. For instance, you may opt for a smaller auto or one that runs using other fuel such as electricity. Also, you may have your auto fitted or installed with some safety features in order to make sure that you're not going to wind up with massive injuries should you encounter a car accident. Maintaining a driving record that is worthy of accolades is also another thing that can help spare you from paying excessive premiums monthly.
The bottom line is this: in Puerto Rico see to it that you meet the conditions of the law by obtaining the minimum amount of auto insurance that every vehicle owner should have. From there, it is up to you to find out which add-ons you could benefit from. Initially they may seem like worthless additions to your monthly expenditure, but in case an accident strikes their importance will definitely become clear as crystal.

Enter your zip code below to view companies that have cheap auto insurance rates.
Cities
- Aceitunas Car Insurance
- Adjuntas Car Insurance
- Aguada Car Insurance
- Aguadilla Car Insurance
- Aguas Buenas Car Insurance
- Aguas Claras Car Insurance
- Aguilita Car Insurance
- Aibonito Car Insurance
- Alianza Car Insurance
- Añasco Car Insurance
- Animas Car Insurance
- Anon Raices Car Insurance
- Antón Ruíz Car Insurance
- Arecibo Car Insurance
- Arroyo Car Insurance
- Bairoa La Veinticinco Car Insurance
- Bajadero Car Insurance
- Bajandas Car Insurance
- Barahona Car Insurance
- Barceloneta Car Insurance
- Barranquitas Car Insurance
- Bartolo Car Insurance
- Bayamón Car Insurance
- Benítez Car Insurance
- Betances Car Insurance
- Boquerón Car Insurance
- Breñas Car Insurance
- Buena Vista Car Insurance
- Búfalo Car Insurance
- Cabán Car Insurance
- Cabo Rojo Car Insurance
- Cacao Car Insurance
- Caguas Car Insurance
- Calzada Car Insurance
- Campanilla Car Insurance
- Campo Rico Car Insurance
- Camuy Car Insurance
- Candelaria Car Insurance
- Candelaria Arenas Car Insurance
- Candelero Abajo Car Insurance
- Candelero Arriba Car Insurance
- Canóvanas Car Insurance
- Capitanejo Car Insurance
- Carolina Car Insurance
- Carrizales Car Insurance
- Cataño Car Insurance
- Cayey Car Insurance
- Cayuco Car Insurance
- Ceiba Car Insurance
- Celada Car Insurance
- Central Aguirre Car Insurance
- Cerrillos Hoyos Car Insurance
- Ciales Car Insurance
- Cidra Car Insurance
- Coamo Car Insurance
- Coco Car Insurance
- Comerío Car Insurance
- Comunas Car Insurance
- Coquí Car Insurance
- Corazón Car Insurance
- Corcovado Car Insurance
- Corozal Car Insurance
- Corral Viejo Car Insurance
- Coto Laurel Car Insurance
- Coto Norte Car Insurance
- Culebra Car Insurance
- Daguao Car Insurance
- Dorado Car Insurance
- Duque Car Insurance
- El Combate Car Insurance
- El Mangó Car Insurance
- El Negro Car Insurance
- El Ojo Car Insurance
- El Paraiso Car Insurance
- El Tumbao Car Insurance
- Emajagua Car Insurance
- Esperanza Car Insurance
- Espino Car Insurance
- Fajardo Car Insurance
- Florida Car Insurance
- Fránquez Car Insurance
- Fuig Car Insurance
- G. L. García Car Insurance
- Galateo Car Insurance
- Garrochales Car Insurance
- Guánica Car Insurance
- Guayabal Car Insurance
- Guayama Car Insurance
- Guayanilla Car Insurance
- Guaynabo Car Insurance
- Gurabo Car Insurance
- H. Rivera Colón Car Insurance
- Hacienda San José Car Insurance
- Hatillo Car Insurance
- Hato Arriba Car Insurance
- Hato Candal Car Insurance
- Hormigueros Car Insurance
- Humacao Car Insurance
- Imbéry Car Insurance
- Indios Car Insurance
- Ingenio Car Insurance
- Isabela Car Insurance
- Jagual Car Insurance
- Jauca Car Insurance
- Jayuya Car Insurance
- Jobos Car Insurance
- Juana Díaz Car Insurance
- Juncal Car Insurance
- Juncos Car Insurance
- La Alianza Car Insurance
- La Dolores Car Insurance
- La Fermina Car Insurance
- La Liga Car Insurance
- La Luisa Car Insurance
- La Parguera Car Insurance
- La Playa Car Insurance
- La Plena Car Insurance
- La Yuca Car Insurance
- Lajas Car Insurance
- Lamboglia Car Insurance
- Lares Car Insurance
- Las Carolinas Car Insurance
- Las Croabas Car Insurance
- Las Marías Car Insurance
- Las Ochenta Car Insurance
- Las Ollas Car Insurance
- Las Piedras Car Insurance
- Levittown Car Insurance
- Liborio Negrón Torres Car Insurance
- Lluveras Car Insurance
- Loíza Car Insurance
- Lomas Car Insurance
- Los Llanos Car Insurance
- Los Panes Car Insurance
- Los Prados Car Insurance
- Luis Lloréns Torres Car Insurance
- Luis M. Cintrón Car Insurance
- Luquillo Car Insurance
- Luyando Car Insurance
- Magas Arriba Car Insurance
- Maguayo Car Insurance
- Manatí Car Insurance
- María Antonia Car Insurance
- Mariano Colón Car Insurance
- Maricao Car Insurance
- Martorell Car Insurance
- Marueño Car Insurance
- Maunabo Car Insurance
- Mayagüez Car Insurance
- Miranda Car Insurance
- Moca Car Insurance
- Monserrate Car Insurance
- Monte Grande Car Insurance
- Monte Verde Car Insurance
- Mora Car Insurance
- Morovis Car Insurance
- Mucarabones Car Insurance
- Naguabo Car Insurance
- Naranjito Car Insurance
- Olimpo Car Insurance
- Orocovis Car Insurance
- Pájaros Car Insurance
- Pajonal Car Insurance
- Palmarejo Car Insurance
- Palmas Car Insurance
- Palmas del Mar Car Insurance
- Palmer Car Insurance
- Palo Seco Car Insurance
- Palomas Car Insurance
- Parcelas de Navarro Car Insurance
- Parcelas La Milagrosa Car Insurance
- Parcelas Mandry Car Insurance
- Parcelas Nuevas Car Insurance
- Parcelas Peñuelas Car Insurance
- Parcelas Viejas Borinquen Car Insurance
- Pastos Car Insurance
- Patillas Car Insurance
- Peña Pobre Car Insurance
- Peñuelas Car Insurance
- Piedra Aguza Car Insurance
- Piedra Gorda Car Insurance
- Playa Fortuna Car Insurance
- Playita Car Insurance
- Playita Cortada Car Insurance
- Pole Ojea Car Insurance
- Ponce Car Insurance
- Potala Pastillo Car Insurance
- Pueblito del Carmen Car Insurance
- Pueblito del Río Car Insurance
- Puerto Real Car Insurance
- Punta Santiago Car Insurance
- Quebrada Car Insurance
- Quebrada del Agua Car Insurance
- Quebradillas Car Insurance
- Rafael Capó Car Insurance
- Rafael González Car Insurance
- Rafael Hernández Car Insurance
- Ramos Car Insurance
- Rincón Car Insurance
- Río Blanco Car Insurance
- Río Cañas Abajo Car Insurance
- Río Grande Car Insurance
- Río Lajas Car Insurance
- Rodríguez Hevia Car Insurance
- Rosa Sánchez Car Insurance
- Sabana Car Insurance
- Sabana Eneas Car Insurance
- Sabana Grande Car Insurance
- Sabana Hoyos Car Insurance
- Sabana Seca Car Insurance
- Salinas Car Insurance
- San Antonio Car Insurance
- San Germán Car Insurance
- San Isidro Car Insurance
- San José Car Insurance
- San Juan Car Insurance
- San Lorenzo Car Insurance
- San Sebastián Car Insurance
- Santa Bárbara Car Insurance
- Santa Clara Car Insurance
- Santa Isabel Car Insurance
- Santo Domingo Car Insurance
- Stella Car Insurance
- Suárez Car Insurance
- Tallaboa Car Insurance
- Tallaboa Alta Car Insurance
- Tibes Car Insurance
- Tiburones Car Insurance
- Tierras Nuevas Poniente Car Insurance
- Toa Alta Car Insurance
- Toa Baja Car Insurance
- Trujillo Alto Car Insurance
- Utuado Car Insurance
- Vayas Car Insurance
- Vázquez Car Insurance
- Vega Alta Car Insurance
- Vega Baja Car Insurance
- Vieques Car Insurance
- Villalba Car Insurance
- Yabucoa Car Insurance
- Yauco Car Insurance
- Yaurel Car Insurance
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $64 |
Multi-vehicle | $61 |
Homeowner | $17 |
5-yr Accident Free | $81 |
5-yr Claim Free | $86 |
Paid in Full/EFT | $47 |
Advance Quote | $66 |
Online Quote | $94 |
Compare Rates and Save
Find companies with the cheapest rates in your area
Discounts are estimated and may not be available from every company or in every state.